46 Elgin Street
46 Elgin Street
46 Elgin Street
46 Elgin Street
46 Elgin Street
46 Elgin Street
46 Elgin Street
46 Elgin Street
46 Elgin Street
1 / 9
9 photos

46 Elgin Street

St. Thomas, St. Thomas, ON
Listed 17 days ago
$399,900For Sale
$360,296Estimated value
2+2Bedrooms
2Bathrooms
1100-1500 sqftSize
4Parking
26 ft × 110 ftLot Size
DuplexProperty Type

46 Elgin Street

St. Thomas, ON · St. Thomas

Listed 17 days ago
Bedrooms2+2
Bathrooms2
Size1100-1500 sqft
Parking4
Lot Size26 ft × 110 ft
Property TypeDuplex
$399,900
For Sale
MLS# X13420090
$360,296Estimated value

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About this home

Located close to downtown St. Thomas and everyday amenities, this up-and-down duplex offers an excellent opportunity for investors or owner-occupiers looking to generate rental income. Featuring two self-contained 2-bedroom units, each with separate entrances, dedicated parking, and access to their own laundry facilities.A standout feature of this property is that each unit is separately metered for hydro, heat, and water, with tenants responsible for their own utilities. Both upper and lower units include a family room, eat-in kitchen, full bathroom, basement storage and laundry. Appliances included are 2 fridges, 2 stoves, 2 washers, and 2 dryers. Both units are currently occupied on a month to month lease. Conveniently situated near shopping, restaurants, schools, and transit. Whether…

Features & Details

Property Type
Duplex
Tax
$2,239 / 2025
Building Age
100+ years
Size
1100-1500 sqft
Lot Size
26 x 110 Feet
Basement Info
Unfinished, Partial Basement
Total Parking Spaces
4
Title
Residential Freehold
Property Style
2-Storey
Community
St. Thomas
Municipality
St. Thomas
Construction
Aluminum Siding
Cross Street
St. Annes Place
Front Door Facing
West
Local Amenities
Hospital, Library, Park, Place Of Worship, Public Transit, Rec./Commun.Centre
Lot Legal Description
LT 12 PL 185 ST.THOMAS CITY OF ST.THOMAS
Data Source
London and St. Thomas Association of REALTORS
Brokerage
ELGIN REALTY LIMITED
Listed On
Jun 09, 2026
Listing Expires On
Aug 31, 2026
Listing Updated On
Jun 09, 2026
Bedrooms
2+2
Bathrooms
2
Kitchens
1
Rooms
5
Bathroom Detail
4 Pcs on Main Level
Bathroom Detail
4 Pcs on 2nd Level
Driveway
Lane, Private Double
Garage Type
None
Parking
4
Heating
Forced Air
Heat Source
Gas
Cooling
None
Sewer
Sewer
Den / Family Room
Yes
Swimming Pool
None
Roof Material
Shingles
Foundation Type
Concrete Block, Stone
Interior Features
Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter

Listing History

Active17 days on marketCurrently viewingMLS #X13420090
Jun 9, 202618 days ago
Listed for Sale
Sign in to view
Listed for Sale416 days on marketMLS #X12127453
May 6, 20251 year ago
Listed for Sale
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Estimate History

Estimated value, last 24 months
Jul 2024 – Jun 2026
$400K
$381K
$362K
$343K
Jul
Dec
May
Oct
Mar
Jun

Automated estimate from Polsinello Predictive AI. Not an appraisal. Actual market value may differ.

Mortgage calculator

Estimated monthly payment
$1,951

Estimated payment. Does not include property tax, insurance, or condo fees.

Location & nearby

St. Thomas Real Estate Market

St. Thomas · last 90 days
$525,000
Median sold price
-11.5%
Median price, year over year
49 days
Avg days on market
159
Homes sold (90 days)
15%
Sold above asking
77%
Sold below asking
$344–$480/ft²
Price per sq ft
Median price trend
Jun 2025 – Jun 2026
$606K
$567K
$528K
$489K
Jun
Sep
Dec
Mar
Jun

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